html {padding:0px; margin:0px; margin: 0 auto;}

body {font-size:14px; padding:0px; margin:0px; margin: 0 auto; padding:0px;}

img {padding:0px; border:none; border-width:0px; margin:0px;}

div {font-family:Arial, Helvetica, sans-serif;}

#Header {
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	background:url(images/header_background.jpg);
	background-repeat:no-repeat;
	position:relative;
	margin: 0 auto;
	height:100px;
	width:900px;
	z-index:5;
}

#HeaderMenu {
	position:relative;
	top:71px;
	left:120px;
	width:700px;
}

#Header a{
text-decoration:none;
color:#000000;
}

#Header a:hover {
text-decoration:underline;
color:#989898;
}

#Header ul{
	padding:0px;
	margin:0px;
	list-style:none;
	float:left;
}

#Header li{
	font-size:12px;
	display:inline;
	padding:0 15px;
}
.borderl{
	border-left:1px #000 solid;
}

/*
#mainContainer {
	position:relative;
	margin: 0 auto;
	width: 100%;
	min-height: 100%;
	margin-top: -90px;
}

* html #mainContainer {
height: 100%; 
}
*/

#BodyContent {
	background-image:url(images/body_background_full.jpg);
	background-repeat:no-repeat;
	background-position:top center;
	position:relative;
	margin: 0 auto;
	width:900px;
	padding-bottom:64px;
	padding-left:0px;
	overflow:hidden;
	}
	
#BodyContentNoApply {
	background-image:url(images/body_background_top.jpg);
	background-repeat:no-repeat;
	background-position:top center;
	position:relative;
	margin: 0 auto;
	width:900px;
	padding-bottom:64px;
	padding-left:0px;
	overflow:hidden;
	}
	
#Footer {
background:url(images/footer_background.jpg);
	position:relative;
	width:900px;
	height:64px;
	z-index:5;
	margin: 0 auto; 
	margin-top:-64px;
	clear:both;
	/*overflow:hidden;*/ /*forces footer to bottom*/
}

#Textbox {
	float:left;
	width:495px;
	padding-left:60px;
	
}

#Textbox2 {
	float:left;
	width:350px;
}

#Applybox {
	float:left;
	margin-left:20px;
	/*background:url(images/apply_now_background.jpg) no-repeat;*/
	width:280px;
	}
	
#home_gradientbox {
	background:url(images/gradient_background.jpg);
	background-repeat:no-repeat;
	padding:15px 30px 0px 30px;
	line-height:22px;
	background-position: top center;
}

#home_arrowbox{
	background:url(images/3Arrows.jpg);
	background-repeat:no-repeat;
	padding:5px 15px 0px 50px;
}

#home_bluebox{
	background:url(images/bluebox_background.jpg);
	background-repeat:no-repeat;
	padding:15px 30px 0px 30px;
	background-position: top center;
}

#applynow_bluebox {
	background:url(images/bluebox_background_applynow.jpg);
	background-repeat:no-repeat;
	padding:15px 30px 0px 30px;
	background-position: top center;
}

#testimonial_gradient {
clear:right;
font-style:oblique;
background:url(images/gradient_background_Why.jpg) no-repeat;
padding:25px 35px;
}

.intlink{
	text-decoration:none;
	color:#000;
}

.icon{
	width:80px;
	height:116px;
	margin:0 10px 0 0;
	padding-bottom:50px;
	float:left;
	clear:none;
}
.benefit_points{
	display:block;
	width:650px;
	min-height:73px;
	margin:5px 0 5px 20px;
	padding-left:60px;
	float:left;
	clear:both;
}

h2.benefits{
	font-family:Arial, Helvetica, sans-serif;
	font-weight:bold;
	color:#6eaac9;
	font-size:20px;
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 0px 0px;
	line-height:normal;
	clear:none;
}

.benefit_points p{
	display:block;
	margin:10px 0;
	width:auto;
	clear:none;
	float:left;
	font-size:14px;
}

.how_icons {
	padding-right:5px;
	margin-top:-17px;
}

.testimonial_pic{
	margin:0;
	padding:10px 0 0 10px;
	float:right;
	clear:none;
}

.testimonial_pic_left{
	margin:0;
	padding:0px 5px 0px 0px;
	float:left;
	clear:none;
}
	

/*Non-Layout Styles*/

.bigtitle {
	font-family:Verdana, Geneva, sans-serif;
	font-weight:bold;
	color:#000000;
	font-size:27px;
}

h1 {
	font-family:Verdana, Geneva, sans-serif;
	font-weight:bold;
	color:#000000;
	font-size:27px;
margin: 0px 0px 0px 0px;
padding: 0px 0px 0px 0px;
line-height:normal;
display:inline;
}

.noh1 {
	font-family:Arial, Helvetica, sans-serif;
	font-weight:bold;
	color:#6EAAC9;
	font-size:20px;
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 0px 0px;
	line-height:normal;
}

h2 {
	font-family:Arial, Helvetica, sans-serif;
	font-weight:bold;
	color:#6eaac9;
	font-size:16px;
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 0px 0px;
	line-height:normal;
}

.noh2 {
font-family:Arial, Helvetica, sans-serif;
font-weight:bold;
color:#6eaac9;
font-size:16px;
margin: 0px 0px 0px 0px;
padding: 0px 0px 0px 0px;
line-height:normal;
}

.noh2ital {
	font-family:Arial, Helvetica, sans-serif;
font-weight:bold;
color:#6eaac9;
font-size:16px;
margin: 0px 0px 0px 0px;
padding: 0px 0px 0px 0px;
line-height:normal;
}

.checkmark {
	font-weight:bold;
	list-style:none;
	color: #000000;
}

.homecheckmark {
	line-height:18px;
	margin-top:12px;
	padding-left:25px;
	font-size:17px;
}

.applycheckmark {
	line-height:18px;
	margin-top:12px;
	font-size:17px;
}


.paragraphtitlegrey {
	font-family:Arial, Helvetica, sans-serif;
	font-weight:bold;
	color:#989898;
	font-size:18px;
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 0px 0px;
	line-height:22px;
}

.paragraphtitlered {
	font-family:Arial, Helvetica, sans-serif;
	font-weight:bold;
	color:#9c0000;
	font-size:18px;
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 0px 0px;
	line-height:22px;
}

.paragraphtitleblack {
	font-weight:bold;
	color:#000000;
	font-size:18px;
}

.paragraphtitle2 {
font-family:Verdana, Geneva, sans-serif;
font-size:22px;
font-weight: bold;
color:#989898;
}




.boldital {
	font-weight:bold;
	font-style:italic;
}

.testimonials {
	font-family:"Times New Roman", Times, serif;
	font-style:italic;
	line-height:20px;
}

.faqtitles{
font-weight:bold;
color:#9c0000;

}
	
.faqlinks {
	color: #6eaac9;
	font-size: 12px;
	}

.footertext {
font-family:Arial, Helvetica, sans-serif;
margin: 0 auto;
color:#000000;
font-size:12px;
padding: 15px 0px 0px 0px;
}

.gradientbackground {
	background-image:url(images/leftgrad.jpg);
	background-repeat:repeat-y;
	padding:5px 5px 10px 5px;
	margin-left:-10px;
}

.gradientbackground2 {
	background-image:url(images/rightgrad.jpg);
	background-position:right;
	background-repeat:repeat-y;
	padding:5px 0px 10px 5px;
	margin-left:-10px;
}

.footertext a{
text-decoration:none;
color:#000000;
}

.footertext a:hover {
	text-decoration:underline;
	color:#000000;
}


/*Application Styles*/
.subtitle {
	font-family:Arial, Helvetica, sans-serif;
	font-size: 11px;
	
	color: #5b8bb2;
	line-height:23px}

.subheading{
	font-family: Verdana, Geneva, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #000000;
}

.drpbox {

	height: 20px;
	width: 120px;
	border: 1px solid #666666;
	margin-bottom:1px;
}

.txtbox {
	height: 16px;
	width: 120px;
	border: 1px solid #666666;
	margin-bottom:3px;	
}

.txtboxph3 {
	width: 23px;
	height: 16px;
	border: 1px solid #666666;
	padding: 0px 0px 0px 3px;
	margin-bottom:5px;	
}

.txtboxph4 {
	width: 27px;
	height: 16px;
	border: 1px solid #666666;
	padding: 0px 0px 0px 3px;
}

.titletextwhite {
	font-family:Verdana, Geneva, sans-serif;
	font-weight:bold;
	color:#9C0000;
	font-size:24px;
	line-height:34px;
}

#valid {
	display:none;
	text-align:right;
	margin:0 0 38px;
	color:#000;
}
#valid img {
	vertical-align:right;
}